First things first, You need to get Financing
A pre-approved mortgage will increase your chance of getting the best deal when you buy your home. Here are some things to consider when you start this process:
Save thousands by comparing loans from different banks. Don't just take the first offer you get. A pre-approved mortgage also helps keep you from shopping out of your price range and allows you to make an instant offer if you find that perfect home.
Keep in mind that a pre-approval is not the same as a pre-qualification, which is a very loose estimate based on many hypotheticals. A pre-approval is more involved and gives you a concrete loan amount that the bank has approved for you.
Here are a few things you will need before you get pre-approved: